Where your Regence premium goes

By Jennifer Danielson, President, Regence BlueCross BlueShield of Utah | July 31, 2014


You’ve heard – and probably thought – quite a bit about high health care costs over the years. And you might wonder exactly where all that money goes.  The answer could surprise you:  87.3 cents of every premium dollar Regence BlueCross BlueShield of Utah received in 2013 went to pay for medical care.

Here’s what that looks like:



We paid $948 million to Utah hospitals, doctors, pharmacies, medical equipment and other service providers across our state for the medical care of our members. And although we are nonprofit, we still pay taxes and fees. Those will increase from last year. This year, we are paying a new 1% federal premium tax charged on health insurers.

We all benefit from Utah’s medical costs being lower than the national average. But each of us, one day, faces the prospect of needing health care that we can’t shoulder alone.  That’s the reason for our existence: We help Utahns afford medical care.

We help in other ways, too. Part of the overhead you see here supports our efforts to keep costs down and curb unneeded spending. We negotiate with Utah hospitals, doctors, pharmacies and medical equipment and service companies to get good prices for members. We develop new kinds of partnerships with doctors to support their care of people with complex or chronic conditions.  

Our members can use tools we pioneered to shop for value and quality in treatment, and use a broad array of wellness programs at  And Regence customer service is among the best in the business.

It’s important to know the full value of health insurance, and for insurers to be transparent about where the money goes: to pay for our members’ medical care.

Learn more about Regence BlueCross BlueShield of Utah and all Regence plans. 


Recent posts


Join Regence for the 38th annual Cascade Cycling Classic

By Andrew Over
July 13, 2017
The Cascade Cycling Classic is the longest consecutively run elite stage race in the country and is now in its 38th year. We have a long-standing commitment to Bend, and love seeing the community come alive every July during the Classic, when nearly 10,000 spectators gather in the tight-knit community to cheer on the participants

Hood to Coast Washington 2017: Teamwork, community and values

By Regence
July 06, 2017
This blog is a guest post from Leslie Constans, a Regence employee and relay team member in the innaugural Hood to Coast Washington 2017. Leslie shares her reflections on the race, the local communities, and the teamwork that the race inspired.

Overusing antibiotics: What are the consequences?

By Regence
June 21, 2017
Dr. Mark Hiatt is an Executive Medical Director for Regence. Every week he takes to the air waves and delivers timely, relevant health information directly to consumers through his radio segment, Medical Moment. In this post, we share highlights from one of his recent segments on the overuse of antibiotics.